MaestroThe New Cash
Home About Maestro How to get Maestro Using Maestro Security PayPass Prepaid Solo Card News and Information rule
Curve Top
Frequently Asked Questions
What's the difference between a Maestro card and a credit card?
How is Maestro helping to ensuring that Internet transactions are more secure?
What if I overdraw my bank account from my Maestro card?
How do I know if my cash card carries the Maestro symbol?
What do I do if my card is lost or stolen?
MasterCard® SecureCode FAQs
What's the difference between a Maestro card and a credit card?
Answer

Your Maestro card is linked to your bank account, and the amount of your purchases is deducted directly from that account. Generally, you enter your PIN on a keypad when you want to purchase an item with Maestro.*

A credit card allows you to pay via instalments and/or a revolving line of credit, with the limit set by the issuer. Your monthly payment can range from a minimum amount, set by your bank, to your entire outstanding balance. Generally, if you pay the entire bill at the end of the month, no interest is charged. If a balance is outstanding, you will be charged interest at a predetermined annual percentage rate (APR), which differs from issuer to issuer.

*Currently, in some countries you may be requested to sign a receipt to complete your Maestro transaction rather than enter your PIN.

 back to topBack to Top


How is Maestro helping to ensuring that Internet transactions are more secure?
AnswerMasterCard® SecureCodeTM is a e-commerce solution for authenticating cardholders over the Internet and should become available to Maestro card holders in the UK during 2006.
 back to topBack to Top


What if I overdraw my bank account from my Maestro card?
AnswerAll Maestro transactions are deducted directly from your bank account, so this would depend on the type of bank account that you have and the overdraft arrangements that you have made with your bank.
 back to topBack to Top


How do I know if my cash card carries the Maestro symbol?
AnswerThe Maestro logo is displayed either on the front or back of your cash or debit card. Look there, or ask your bank if they participate in the Maestro program.
 back to topBack to Top


What do I do if my card is lost or stolen?
AnswerContact your bank as soon as possible after you discover that your card is missing or suspect that it has been stolen.
 back to topBack to Top



Curve Bottom
Maestro - part of MasterCard's family of brands.
© 1994 - 2009 MasterCard International Incorporated. All rights reserved.